Primary Liability This is usually the most costly portion of any trucking company's insurance package. Protecting you from damage or injuries to other people as a result of truck accidents this coverage is also mandated by the State and Federal agencies and a form of proof is required to be sent to them.

Physical Damage Physical Damage Insurance sometimes referred to as a collision coverage policy pays to fix or replace damaged tractors and trailers. CoverMe Insurance has a very competitive physical damage policy.

Motor Truck Cargo The transporter of freight, and commodities, assumes responsibility for the cargo he has taken control of. The amount of that responsibility should be clearly established and understood by both the shipper and the transporter before the shipment is moved.

General Liability As the name implies this coverage pertains to very broad coverage other than automobile. Protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract is a customary type of risk this coverage is intended for.

Non-Trucking Liability Simply stated nontrucking liability insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically it applies when a covered vehicle is operated solely for personal and non-economic purposes.

Workers Compensation If you employ workers, then it is mandated by the Government that you maintain a policy of workers compensation in force for your employees.

Occupational Accident Occupational accident insurance provides owner operators with an affordable source of indemnification for "work accident injuries." This coverage offers important benefits for Accidental Death and Dismemberment, Accident Medical and Accident Disability Income.

ICC Authority Generally ICC Authority is required for trucking companies which are hauling commodities over state lines for others. CoverMe Insurance can obtain for you ICC Authority, DOT Numbers, Regulatory Permits along with different types of bonds to meet your transportation needs.